To what extend would the following damage your business?

- A business owner, director or partner unexpectedly dies or is unable to work due to serious illness
- A member of staff who is defined as a Key Person dies unexpectedly or is unable to work due to serious illness

Are you insured for the most damaging events?

Running a business always involves an element of uncertainty. Premises can be rebuilt, plant or products replaced, but the recovery of a key person is not nearly as certain. It is vitally important that you have the relevant protection policies in place to help ensure that your business can survive the loss of an individual, including yourself.

- Ask yourself these questions?
- How would your Staff feel?
- How would your Customers feel?
- How would your Bank Manager feel?
- How would your Competitors react?
- How would your Debtors react?
- How would your Creditors react?

What actions would these people consider?

- How much money would you need to keep the business going?
- Where would this money come from?